In uncertain economic times, many Texans are rethinking how they vacation—and increasingly, they’re opting to stay close to home. According to a 2025 survey, 61% of Americans expressed concern that a recession could affect their travel plans, and the same percentage were planning a staycation instead. But staying local isn’t just about cutting costs—it’s also about reducing stress, finding flexibility, and rediscovering the richness of your own region. At Stone Oak Wealth, we believe that wise financial choices can also lead to deeper rest, renewed energy, and meaningful memories—right in your own backyard.
In March 2025, 61% of respondents to a travel-related survey expressed concern that a recession might impact their vacation plans. The same percentage were planning a staycation instead.1
Common during the pandemic when air travel and large crowds were not viable options, staycations involve spending your vacation at or near home. While they may be a great way to save money, staycations can also help you reduce stress, one of the primary reasons many people take time off.
Address stress
From booking airfare and lodging to securing tickets to attractions, along with making restaurant reservations and renting cars, traditional vacations typically require a great deal of advance planning and coordination. Tack on the need to pack for uncertain weather and various activities, find someone to care for pets, and make it to the airport on time — only to discover your flight has been delayed, your luggage was lost, and your hotel bed is uncomfortable — and you have a recipe for vacation aggravation. On the other hand, a staycation requires little to no advance planning, may be flexible and spontaneous, and can include activities to suit your mood, budget, energy level, and even the weather.
Staycation options
Using your home as base camp for a staycation is a great way to help reduce spending and explore regional attractions and activities. You can hike in local state parks, attend a major or minor league sporting event, visit museums or amusement parks, dine at the trendiest restaurants, or try a new activity, such as kayaking or pickleball. Or you can simply read, play yard games, and barbecue in the backyard. If it’s raining, head to the movies, check out an escape room or indoor sports complex, or try out a new recipe.
If staying home presents too strong a temptation to check email or log in to work for “just one quick virtual meeting,” consider a getaway within driving distance. In this case, your staycation can take the form of a few nights at a nearby hotel and taking advantage of such amenities as room service, the fitness center, or pool. Many hotels offer packages that include tickets to a show or local attraction, spa treatments, or meals. For a change of scenery, you might consider renting a condo or house with a pool, near a beach, or on a farm. Camping is also a cost-effective, adventurous way to shed the day-to-day monotony and build great memories.
Regardless of how you spend your time, keep in mind that the two keys to a restorative break, according to a recent study in the Journal of Applied Psychology, are fully disengaging from work and participating in physical activity.2
The bottom line is this: a well-planned staycation can be just as fulfilling as a trip far from home—without the stress, expenses, or time away. Whether you’re exploring the Hill Country, enjoying the coast, or relaxing in your own backyard, time off doesn’t have to come with a hefty price tag to be restorative. At Stone Oak Wealth, we’re here to support not just your long-term goals—but the rhythms of rest, refreshment, and balance that help you live wisely today.
In the Word
Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.
Proverbs 13:11
True, lasting wealth is built with patience, discipline, and wise stewardship—not quick wins or risky shortcuts. In a world that tempts us with instant results, God’s Word calls us to a steady, faithful approach—trusting Him to bless our diligence over time.
At Stone Oak Wealth, we help clients create strategies that reflect this biblical wisdom, aligning your resources with your values so you can build and preserve wealth that lasts for generations.
Little by little, step by step—that’s how financial wisdom grows.
1) Beach.com, March 2025
2) ScienceDaily, January 2025
Sources: Broadridge Investment Management Solutions
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